Rechargeable vs replaceable-battery trackers: which lasts in real use
Every tracker eventually needs power, and the two ways of supplying it produce genuinely different ownership experiences. Neither is objectively better. They fail differently, and the right choice depends on which kind of failure you are more likely to handle.
The replaceable coin cell
Most coin-shaped trackers use a CR2032, which typically runs for about a year. When it dies, you pop the case, swap the cell, and you are done in thirty seconds.
The advantages are real. You are never without the tracker for an hour, cells are cheap and available anywhere, and the runtime is long enough that it is a genuinely annual chore.
The disadvantages are shape and forgetting. A coin cell is thick, which is why coin-cell trackers are round and chunky - a physical constraint, not a design choice. And an annual task with no daily reminder is one that people miss, which means a meaningful number of these trackers are quietly dead when they are needed.
The rechargeable card
Card-format trackers use a thin lithium cell and charge over a pad or a cable, usually running somewhere in the range of a few months per charge.
The advantage is thickness, and it is the whole reason this format exists. A rechargeable cell can be made flat enough to sit in a card slot without deforming the wallet or standing proud of the leather. A tracker card disappears into a wallet the way a coin-shaped tracker never will - the direct comparison is in AirTag vs tracker card.
The disadvantage is a recurring task. Every few months you need to remember to charge it, and while it is charging it is not in your wallet.
Which one actually stays working
Here is the counterintuitive part. Because charging happens every few months rather than every year, rechargeable trackers get handled often enough to stay in mind. Annual tasks fall out of memory entirely; quarterly ones tend not to.
Both platforms also send a low-battery notification, and both are easy to dismiss. The habit that actually works is attaching the task to something existing: charge the tracker when the clocks change, or on the first of a quarter, or whenever you get the notification and are near a charger. If the tracker charges on the same pad the phone uses, this becomes close to automatic.
What to check before buying either
Which network it uses, and whether that matches your phone. An Apple Find My tracker is far less useful to an Android household and vice versa - the crowd-sourced network is the entire product, as explained in how Bluetooth trackers work.
Whether it has a speaker. A tracker without one can put a pin on a map but cannot help you find something under a sofa cushion, which is where most things actually are.
Whether the format fits where it is going. A card in a wallet, a coin on a keyring, and something waterproof in luggage - where to put a tracker covers the placement question in detail.
The honest recommendation
For a wallet, rechargeable card, every time - thickness is the binding constraint and nothing else solves it. For a keyring or a bag where bulk does not matter, a coin cell is simpler and one less thing to remember. Many people sensibly end up with one of each.