Wireless charger vs cable: when each one actually wins
This gets framed as a replacement decision, which is why the arguments go nowhere. Cables and pads are good at different things, and the sensible setup for most people uses each where it wins.
Where cables win
Speed. Wired fast charging on modern phones runs well ahead of typical wireless rates. When you have twenty minutes before leaving the house, this is not close.
Efficiency. A cable delivers most of what comes out of the wall to the battery. Inductive transfer loses a meaningful fraction to heat, which is both a small energy cost and, more relevantly, a thermal one.
Usability while charging. You can hold a phone on a cable. You cannot hold one on a pad, which is genuinely annoying in a kitchen or on a call.
Reliability. A plugged cable is either connected or not. A pad has an alignment failure mode - the phone nudged off centre overnight - covered in why is my phone charging slowly.
Where pads win
Friction. This is the entire case, and it is stronger than it sounds. Setting a phone down is a zero-decision action. Plugging in is a small one, involving finding the cable, orienting it, and connecting it. Over a day, that difference means the phone on a pad gets topped up during every meeting, every meal and every phone-free hour, while the phone with a cable gets charged twice.
Shallow cycles. That grazing pattern is also gentler on the battery than running to 10 percent and back, for reasons set out in does wireless charging damage your battery.
Port wear. The USB-C port is a mechanical connector with a finite life, and it collects pocket lint. Every charge that does not use it is one it does not have to survive. On an older phone with a temperamental port, this alone justifies a pad.
Tidiness. One cable to the pad instead of a cable snaking across the desk, which is the whole premise of a desk charging station.
The setup most people land on
A pad wherever the phone is set down repeatedly - desk and bedside. A fast cable wherever charging is urgent - the kitchen counter, the bag, the car.
In practice this means the phone almost never gets low, because it is being topped up all day by pads, and the cable exists for the exception rather than the routine. A pad at each of the two places you sit costs less than most people assume and removes the low-battery problem rather than managing it.
What to check before buying either
For a pad: the power adapter it ships with, or whether it ships with one at all. A good pad on a weak adapter is a slow pad. For a cable: that it supports Power Delivery rather than being a data or charge-only cable.
For both: whether anything is going to end up between the phone and the surface. Cards and metal are the two things that turn a pad from convenient to useless - see charging through a case, card or wallet.
The one-line version
Cable when you need power now. Pad when you want to stop thinking about power at all. Most people want both, and the second one is the upgrade.